Privacy Policy

Effective Date: October 7, 2026
Last Updated: October 7, 2026

I Buy Houses With Fire Damage Chicago (“I Buy Houses With Fire Damage Chicago,” “we,” “us,” or “our”) respects your privacy.

This Privacy Policy explains how we collect, use, disclose, retain, and otherwise process personal information when you visit ibuyhouseswithfiredamagechicago.com (the “Website”), submit information concerning real estate, request a cash offer, communicate with us, or otherwise interact with our services.

We operate within the Illinois real estate investment, cash-buyer, property-acquisition, marketing, and related transaction marketplace.

Depending on the property and transaction structure, we may:

• Evaluate property for potential acquisition;
• Make or facilitate a potential cash offer;
• Purchase property directly;
• Conduct or arrange property inspections and due diligence;
• Coordinate property access or cleanout where agreed;
• Work with affiliated investors or transaction partners;
• Work with title companies, attorneys, closing professionals, contractors, engineers, inspectors, appraisers, insurers, and other transaction participants;
• Acquire contractual or equitable interests;
• Assign contractual rights where legally and contractually permitted;
• Work with appropriately licensed Illinois real estate professionals where required; or
• Determine that we will not pursue a transaction.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. Information We Collect

We may collect personal information:

• Directly from you;
• Automatically through the Website;
• From public records;
• From commercial real estate and property databases;
• From advertising and analytics providers;
• From telecommunications providers;
• From service providers;
• From prospective transaction participants;
• From licensed real estate professionals;
• From affiliates and business partners; and
• From other lawful sources.

2. Information You Provide

When you request an offer, submit a Website form, call us, send an email or text message, or otherwise communicate with us, we may collect information including:

• First and last name;
• Telephone number;
• Mobile number;
• Email address;
• Property address;
• Mailing address;
• Ownership information;
• Authority to communicate concerning the property;
• Property type;
• Property condition;
• Fire damage;
• Smoke and soot damage;
• Firefighting-water damage;
• Structural damage;
• Roof and foundation condition;
• Electrical condition;
• Plumbing condition;
• Heating and cooling information;
• Occupancy information;
• Tenant information where relevant;
• Repair or restoration information;
• Asking price or pricing expectations;
• Desired selling timeline;
• Reason for considering a sale;
• Mortgage information you voluntarily provide;
• Lien or judgment information;
• Property-tax information;
• Probate or estate information;
• Foreclosure or mortgage-default information;
• Insurance information;
• Insurance-claim information;
• Insurance proceeds voluntarily disclosed;
• Photographs;
• Videos;
• Fire-department records;
• Inspection reports;
• Engineering or structural reports;
• Environmental reports;
• Contractor information;
• Repair estimates;
• Permit information;
• Ownership or title documents;
• Preferred method of contact;
• Preferred contact time; and
• Other information you voluntarily provide.

3. Property and Public-Record Information

When you submit a property, we may research it through lawful public and commercial sources.

Information may include:

• Ownership records;
• Cook County assessment records;
• Property-tax records;
• Recorded deeds;
• Mortgages;
• Liens;
• Judgments;
• Foreclosure filings;
• Property characteristics;
• Property sales history;
• Estimated values;
• Comparable sales;
• Chicago building permits;
• Inspection records;
• Building-code violations;
• Fire-damage violations;
• Unsafe-building records;
• Vacant-building information;
• Zoning information;
• Court records where lawfully available;
• Probate information;
• Rental-property information;
• Condominium or association information;
• Geographic and mapping information;
• Flood information;
• Environmental information;
• Property-condition information;
• Fire-related information; and
• Real estate market information.

We may combine information obtained from these sources with information you provide.

4. Information Collected Automatically

When you visit or interact with the Website, we or service providers acting on our behalf may automatically collect:

• Internet Protocol address;
• Browser type;
• Browser settings;
• Operating system;
• Device type;
• Device identifiers;
• Approximate geographic location derived from IP address;
• Referring website;
• Referring advertisement;
• Landing page;
• Pages viewed;
• Links clicked;
• Dates and times of Website activity;
• Session information;
• Form interactions;
• Advertising identifiers;
• Marketing-campaign information;
• Lead-source information;
• Conversion information;
• Attribution information; and
• Other technical or Website-usage data.

5. Cookies, Pixels, Analytics, and Advertising Technologies

We may use:

• Cookies;
• Tracking pixels;
• Web beacons;
• Tags;
• Scripts;
• Local storage;
• Analytics technologies;
• Advertising identifiers;
• Conversion tracking;
• Call tracking; and
• Similar technologies.

These technologies may help us:

• Operate and secure the Website;
• Prevent fraud and spam;
• Remember preferences;
• Understand Website usage;
• Measure traffic;
• Attribute inquiries to marketing campaigns;
• Measure conversions;
• Evaluate advertising effectiveness;
• Create or measure advertising audiences;
• Support interest-based advertising;
• Improve the Website; and
• Improve our services.

Third-party providers may process information under their own privacy policies.

6. How We Use Personal Information

We may use personal information to:

• Respond to inquiries;
• Respond to cash-offer requests;
• Research submitted properties;
• Verify ownership;
• Verify authority to sell;
• Evaluate property condition;
• Evaluate fire, smoke, water, structural, electrical, or other damage;
• Review restoration or repair information;
• Review insurance information;
• Evaluate occupancy or tenancy;
• Estimate property value;
• Estimate repairs and cleanout expenses;
• Estimate holding, acquisition, closing, and resale expenses;
• Determine whether we wish to acquire a property;
• Prepare or communicate potential offers;
• Contact property owners and authorized representatives;
• Schedule calls, walkthroughs, inspections, or appointments;
• Conduct due diligence;
• Facilitate potential transactions;
• Coordinate cleanout where agreed;
• Coordinate with attorneys, title companies, closing professionals, contractors, inspectors, engineers, appraisers, insurers, and other transaction participants;
• Maintain inquiry and transaction records;
• Follow up regarding submitted properties;
• Provide customer support;
• Operate and improve the Website;
• Conduct analytics;
• Measure marketing performance;
• Advertise our services;
• Prevent fraud, spam, abuse, and security incidents;
• Maintain legal, tax, accounting, and compliance records;
• Enforce agreements;
• Comply with applicable law; and
• Establish, exercise, or defend legal claims.

7. Direct Property Acquisition

The Website currently markets our service principally as a direct acquisition model.

Submitting information allows us to determine whether we may wish to acquire a property or otherwise participate in a transaction.

A Website submission does not itself create:

• A binding purchase offer;
• A purchase contract;
• An agency relationship;
• A fiduciary relationship; or
• An obligation to buy or sell.

8. Affiliates, Investors, and Transaction Partners

Depending on a transaction, information may be disclosed to:

• Affiliated acquisition businesses;
• Investment partners;
• Co-investors;
• Prospective assignees;
• Appropriately licensed real estate professionals;
• Attorneys;
• Title companies;
• Closing or settlement professionals;
• Inspectors;
• Contractors;
• Engineers;
• Appraisers;
• Insurance professionals; and
• Other persons involved in evaluating or completing a transaction.

Any assignment, wholesaling, brokerage, referral, or other regulated activity will be handled subject to applicable Illinois law.

9. Illinois Wholesaling and Contract Interests

Illinois specifically regulates persons who engage in a pattern of dealing in:

• Assignable purchase or sale contracts;
• Options on real estate;
• Other contracts concerning real estate; and
• Related real-estate interests.

Where information is used in connection with an assignment or other contract-interest transaction, it may be processed to:

• Identify the contracting parties;
• Verify contractual rights;
• Evaluate assignability;
• Identify prospective assignees;
• Determine licensing requirements;
• Prepare assignment documents;
• Communicate required disclosures; and
• Facilitate closing.

Nothing in this Privacy Policy authorizes unlicensed real estate brokerage.

10. Service Providers

We may disclose information to providers supporting:

• Website hosting;
• Website forms;
• Customer relationship management;
• Lead management;
• Telephone services;
• Call tracking;
• Call recording where lawful;
• Text messaging;
• Email delivery;
• Marketing automation;
• Advertising;
• Analytics;
• Conversion tracking;
• Property research;
• Data enrichment;
• Cloud storage;
• Cybersecurity;
• Document processing;
• Accounting;
• Legal services; and
• Transaction support.

11. Business Transactions

Information may be disclosed or transferred in connection with an actual or proposed:

• Merger;
• Acquisition;
• Financing;
• Reorganization;
• Affiliate restructuring;
• Sale of assets;
• Bankruptcy; or
• Similar business transaction.

12. Legal and Safety Disclosures

We may disclose information where reasonably necessary to:

• Comply with applicable law;
• Respond to legal process;
• Respond to lawful governmental requests;
• Investigate fraud or unlawful activity;
• Protect rights or property;
• Protect another person’s safety;
• Protect our systems;
• Enforce agreements; or
• Establish or defend legal rights.

13. Illinois Consumer Privacy Framework

As of October 7, 2026, Illinois has not enacted a generally applicable comprehensive private-sector consumer privacy statute comparable to comprehensive consumer privacy laws operating in several other states.

Multiple comprehensive privacy proposals were introduced during Illinois’s 2025–2026 legislative session, but those proposals have not become law as of the effective date of this Privacy Policy.

Illinois nevertheless maintains significant privacy and security laws covering particular subjects.

14. Voluntary Privacy Requests

Even where Illinois law does not provide a comprehensive statutory right concerning all personal information held by every private business, you may contact us to request:

• Information concerning personal information associated with you;
• Correction of inaccurate contact information;
• Deletion where reasonably practicable;
• Removal from promotional communications;
• Restrictions on future marketing contact; or
• Information concerning our privacy practices.

We may honor voluntary requests where reasonably practicable and consistent with:

• Legal obligations;
• Existing or potential transactions;
• Contract records;
• Tax and accounting requirements;
• Fraud prevention;
• Litigation;
• Security needs;
• Legitimate business recordkeeping; and
• Rights of other persons.

Offering a voluntary privacy-request process does not create a statutory right where one otherwise does not exist.

15. Residents of Other States

Consumers residing outside Illinois may have rights under another state’s privacy law.

Depending on the applicable jurisdiction, rights may include:

• Confirmation;
• Access;
• Correction;
• Deletion;
• Portability;
• Sale opt-out;
• Sharing opt-out;
• Targeted-advertising opt-out;
• Profiling opt-out;
• Sensitive-data protections;
• Authorized-agent rights;
• Privacy-preference-signal rights; and
• Appeals.

16. Browser Privacy Signals

Some browsers and devices transmit privacy preference signals such as Global Privacy Control.

Illinois does not presently impose one comprehensive statewide requirement on every private business to recognize such signals for ordinary personal information.

Where another applicable law requires us to recognize a qualifying signal, we will process it as required.

17. Biometric Information

Illinois separately regulates certain biometric identifiers and biometric information.

Our ordinary property-offer forms are not intended to collect:

• Fingerprints;
• Retina or iris scans;
• Voiceprints;
• Scans of hand or face geometry; or
• Other biometric identifiers used for identification.

If our operations ever collect information subject to the Illinois Biometric Information Privacy Act, separate legally required notice, consent, retention, disclosure, and destruction procedures will apply.

18. Sensitive Information

Our standard property-inquiry forms are not intended to collect unnecessary highly sensitive information such as:

• Social Security numbers;
• Banking passwords;
• Payment-card security codes;
• Medical records;
• Genetic information;
• Biometric identifiers;
• Religious beliefs; or
• Similar information unrelated to property evaluation.

Please do not submit unnecessary sensitive information through ordinary Website forms.

Information legitimately required for a closing may be collected separately by appropriate transaction professionals.

19. Telephone Communications

If you provide a telephone number, we may use it to communicate concerning:

• Your property;
• Property research;
• Scheduling;
• Inspections;
• Offers;
• Follow-up;
• Potential transactions; and
• Related services.

Where state or federal law requires additional consent before regulated automated, prerecorded, artificial-voice, or marketing communications are made, legally required consent will be obtained.

You may ask us to stop calling.

20. Illinois Call Recording

Illinois law contains special restrictions on the surreptitious recording of private conversations.

A person generally may not secretly record a private conversation, including a private conversation to which the recorder is a party, without legally sufficient consent from the other participants, subject to statutory exceptions.

Accordingly, our operational practice for acquisition calls that may be recorded should be to:

• Clearly disclose that recording will or may occur; and
• Obtain legally sufficient consent before recording a private conversation.

Where another jurisdiction imposes a stricter requirement, that stricter requirement will be followed.

21. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

• Your inquiry;
• Your property;
• Scheduling;
• Inspections;
• Offers;
• Follow-up; and
• Potential transactions.

Where legally required, separate or additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

22. Email Communications

We may use your email address to:

• Respond to inquiries;
• Communicate concerning your property;
• Provide potential-offer information;
• Schedule calls or property visits;
• Send transaction information;
• Follow up; and
• Send promotional communications where permitted.

Applicable promotional emails will provide an unsubscribe mechanism.

23. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy.

Relevant factors may include:

• Whether an inquiry remains active;
• Whether property remains of acquisition interest;
• Potential follow-up;
• Whether a transaction occurred;
• Contract requirements;
• Real estate recordkeeping;
• Legal obligations;
• Tax and accounting requirements;
• Fraud prevention;
• Litigation;
• Insurance matters; and
• Legitimate business recordkeeping needs.

24. Information Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized:

• Access;
• Acquisition;
• Destruction;
• Use;
• Modification; and
• Disclosure.

Illinois law independently requires qualifying data collectors handling Illinois residents’ personal information to maintain reasonable security measures.

25. Illinois Personal Information Protection Act

Illinois’s Personal Information Protection Act regulates qualifying personal information and data-security incidents.

Where that law applies, we will maintain legally required security practices and follow applicable breach-notification requirements.

26. Illinois Security-Breach Notification

If we own or license qualifying personal information concerning an Illinois resident and experience a legally defined security breach, required notice to affected residents generally must be provided:

• In the most expedient time possible; and
• Without unreasonable delay,

consistent with measures reasonably necessary to determine the scope of the incident and restore system integrity, security, and confidentiality.

Illinois does not impose one general fixed 30- or 45-day consumer-notice deadline on ordinary private businesses under this provision.

27. Attorney General Breach Notice

If a single qualifying breach requires notice to more than 500 Illinois residents, Illinois law generally also requires notice to the Illinois Attorney General.

That Attorney General notice generally must be provided:

• In the most expedient time possible;
• Without unreasonable delay; and
• No later than when the required consumer notice is provided.

28. Children

The Website is intended for adults involved in real estate matters.

It is not directed toward children under 13, and we do not knowingly collect personal information online from children under 13 through ordinary property-offer forms.

29. Third-Party Websites and Services

The Website may link to or integrate with third-party websites or services.

We do not control third-party:

• Privacy practices;
• Security;
• Content;
• Products;
• Services;
• Availability; or
• Conduct.

30. Information About Other People

If you provide information concerning another:

• Property owner;
• Co-owner;
• Heir;
• Family member;
• Personal representative;
• Executor;
• Administrator;
• Trustee;
• Tenant;
• Agent; or
• Other person,

you represent that you have authority or another lawful basis to provide that information.

31. Changes to This Privacy Policy

We may update this Privacy Policy periodically.

When changes are made, we will revise the “Last Updated” date.

Where applicable law requires additional notice or consent concerning a material change, we will provide it.

32. Contact Us

Questions, concerns, or privacy requests may be directed to:

I Buy Houses With Fire Damage Chicago
Chicago, Illinois
United States

Website: ibuyhouseswithfiredamagechicago.com